United Way's Study of Financial Hardship
The 2018 Indiana ALICE Report Update reveals statewide (and on a county basis):
- More than 1 in 3 Hoosier households cannot afford the basics of housing, food, health care, child care, and transportation, despite working hard.
- There are over 636,871 ALICE households in Indiana. Together, with those in poverty, close to a million Hoosier households (979,538) are unable to make ends meet.
- At least 21% of households are living below the ALICE threshold in every county in Indiana—in addition to those living below the Federal poverty line.
- Basic household expenses increased 23% for families and 21% for individuals on average across the state between 2010-2016, while the national rate of inflation for the same period was 9%.
- 65% of jobs in Indiana pay less than $20 per hour, and two-thirds of those pay under $15 per hour.
ALICE often is forced to make choices that compromise health and safety in order to make ends meet, putting both ALICE and the wider community at risk of long-term societal and economic repercussions. Indiana’s United Ways plan to use the ALICE report as an educational tool, creating local conversations about possible responses. This is a grassroots movement among United Ways to stimulate a fresh, nonpartisan national dialogue about the growing population of families living paycheck to paycheck. This effort grew from a project first initiated in 2009 at United Way of Northern New Jersey. Beginning this year, some 200 United Ways in these six states plan to use the reports as the framework for their work in improving their residents’ lives and strengthening their communities.